Eldizer Finance

We are Student Financial "Plan B"

Welcome to El-dizer Financial Service

At El-dizer, we are transforming financial services for students across Tanzania. Faced with challenges like long waits for student loans and unexpected expenses, students need a reliable "Plan B." That's where we come in.

3 Years Of - Experience -

About Us

Trusted Lender.

El-dizer financial service is only financial service (fintech) in Tanzania that serves scholar from different higher learning institution as well as public servant to get access over a number of credit facilities so that they can simplify their day to day demands and wants through digital platform such as application, website and social media

Our Vision

To be one of the outstanding financial company that can solve financial challenge from university student, graduate, entrepreneur as well as public servant
Our Mission

To walk along with scholars and public servant in day to day manner, providing services that enrich their livelihood

WHAT WE OFFER

We Offer Different Types Of Loans To Support Our Youth

Uni loan

Uni-Loan is a lifeline for university students, offering emergency loans when they need it most—while waiting for their funds from the Higher Education Students' Loans Board (HESLB). We've recognized the significant challenge students face during the long wait for their "boom" (money from HESLB). Whether it's paying for rental housing, covering compulsory charges, tuition fees, or handling other unforeseen emergencies, students often find themselves in a tight spot. With Uni-Loan, they no longer have to wait two months for financial relief.

Pay Later

Pay Later is (device financing) a funding service designed for students and individuals, enabling them to purchase electronic devices with flexible payment options—either in full or through installments. This service plays a crucial role in promoting education by ensuring access to essential learning tools like computers and phones, even for those from low-income backgrounds. By bridging the digital divide, Pay Later helps students avoid dropping out or failing exams due to a lack of connectivity with the world of technology, making it easier for them to succeed in their studies.

Intern-loan

The Intern Loan is a specialized emergency loan service designed for graduate students from health universities—such as doctors, pharmacists, nurses, and medical laboratory scientists—who are embarking on their one-year practical training in over 46 regional hospitals across Tanzania. During this critical period, interns often face the challenge of waiting over two months to receive their first salary while covering essential expenses upon reporting.

Unigraduate loan

After two years of working closely with students, we observed that many had developed a positive loan repayment history. This inspired us to introduce a credit system that extends beyond graduation. The credit scores built during their university years now enable us to assess and offer loans even after they have completed their studies.This innovative approach not only supports graduates in starting their own ventures, addressing the challenge of unemployment, but it also marks a significant achievement—no other financial institution in Tanzania has successfully implemented a credit system specifically tailored for graduates. Our credit system empowers graduates to secure the financial resources they need to build their future.

Why We Are The Best

Tailored Solutions for Students’ Unique Needs

El-dizer Financial Service stands out by offering innovative financial solutions specifically designed for students. Our services, including emergency loans, intern student loans, and access to learning devices with flexible payment options, address the unique financial challenges faced by students in Tanzania. We understand their needs and provide timely support to ensure their academic journey remains uninterrupted.

Quick Access to Funds and Essential Resources

Unlike traditional financial institutions that may take months to process loans, El-dizer provides swift access to emergency funds, essential learning devices, and internship support. Our digital wallet and Chuo Credit App streamline financial management and promote financial literacy, helping students handle unexpected expenses and academic requirements efficiently

Significant Impact on Students’ Lives

Since our inception, El-dizer has disbursed over TZS 180,453,000 to more than 1,244 students, facilitating their access to critical resources and financial stability. This support has empowered students to manage emergencies, secure internships, and acquire necessary learning tools, thereby significantly contributing to their academic success and well-being

Strategic Partnerships with Leading Institutions

Our collaborations with esteemed financial institutions like NMB Bank and universities in Dodoma enhance the reliability and reach of our services. These partnerships ensure secure and efficient loan repayments and position us well for future growth, enabling us to extend our services to more institutions across Tanzania