Unigraduate loan

After two years of working closely with students, we observed that many had developed a positive loan repayment history. This inspired us to introduce a credit system that extends beyond graduation. The credit scores built during their university years now enable us to assess and offer loans even after they have completed their studies.This innovative approach not only supports graduates in starting their own ventures, addressing the challenge of unemployment, but it also marks a significant achievement—no other financial institution in Tanzania has successfully implemented a credit system specifically tailored for graduates. Our credit system empowers graduates to secure the financial resources they need to build their future.
Every year, approximately 800,000 students graduate from universities in Tanzania. However, only 10% are able to secure employment, leaving the vast majority with the challenge of creating their own job opportunities. Unfortunately, many graduates struggle to obtain loans due to a lack of financial credit history, which hinders their ability to start businesses or pursue further opportunities. To address this pressing issue, we have introduced the Uni-Graduated Loan. This loan is specifically designed to support graduates, leveraging their academic achievements and potential to provide the financial backing they need to successfully transition into self-employment or entrepreneurship. Our goal is